Each business has exposure to liability for damage to others resulting from the operation of the business. A Commercial General Liability policy is an important part of any business’ insurance protection.
If you own commercial property, you need coverage to replace or repair it if damaged or destroyed by perils such as fire, wind, hail and theft. These policies provide coverage for your buildings and content ranging from specified named-perils policies to broader all-rick policies.
Commercial Automobile Insurance
This coverage is available to protect your business from the liability associated with operating commercial vehicles such as; Autos, trucks, vans, tractors and trailers. Physical damage coverage is also available.
Workers’ Compensation Insurance
Inland Marine Insurance
This policy provides coverage for business assets while away from the business premises. This can include; Contractors’Equipment, Computers, Tools and various other movable items.
Excess Liability Insurance
This coverage complements your property/liability program and provides additional limits of coverage. Liability claims can often run into millions of dollars. Umbrella and excess liability policies can give added protection against large liability claims.
Life, Health and Disability Insurance
Businesses may need to consider adding Life, Health and/or Disability insurance to their portfolio of coverage. The Hogan Agency has various companies that provides this coverage.
Protection and Security is what a comprehensive insurance program provides for your business. The Hogan Agency will work with you to develop the plan that meets your needs. We maintain strong relationships with our insurance companies who offer comprehensive plans at competitive prices.
The Hogan Agency can handle all lines of commercial insurance including: General Liability, Property, Workers Compensation, CommercialAuto, Crime, Umbrella, Flood, Builders Risk,Equipment and more.
This coverage is designed to meet the workers’ compensation laws of the state. It provides protection for injured workers and supporting protection through employer’s liability coverage.
Commercial Property Insurance
Special Programs for Business
The Hogan Agency carries a variety of programs for businesses that need specialized coverage. These include: